Terms and Conditions

    All information is provided on a volunteer basis by users of this Web site and members of . Users of this Web site and members of ArthaVidhya have varying levels of knowledge; ArthaVidhya does not certify accuracy of any information or certify that any level of expertise relevant to that information has been met. Your access to and use of arthavidhya.com (the "Site") is governed by these Terms of Use and disclaimer clause on the site and any notices and consent provided or obtained in connection with the Site (collectively, the "Agreement").

    As used in this Agreement ","arthavidhya.com "We," "Us," or "Our" refers to ArthaVidhya ,its members and designers/developers. "You" or "Your" refers to you, the user of this Site.


1. Agreement to Deal Electronically
    Your use of the Site is conducted electronically and you agree that arthavidhya.com may communicate with you electronically for all aspects of your use of the Site, including sending you electronic notices. If you do not wish to deal electronically, do not use this Site. Delivery of electronic notices is not infallible, so you agree to contact arthavidhya.com if you need information about the Site. You agree to keep all records relating to your use of the Site and to print or make an electronic copy of this Agreement and any disclosures provided on the Site. Except as prohibited by law, you waive any law requiring different communication methods in connection with your use of this Site arthavidhya.com reserves the right, at its sole discretion, to deliver notices and disclosures by other means such as postal mail.

2. Changes to this Agreement
    The Site is like a store: every time a customer enters a store the customer is bound by the rules in effect on the date of the customer's visit. Similarly, at this Site, you are bound by the version of this Agreement that is in effect on the date of your visit. The terms of this Agreement may change from time to time so please review it when you visit the Site. Any use of the Site after the effective date of any change will constitute your consent to the revised Agreement.

3. Protect Your Password: You Authorize All Uses Made Of It.
    You are responsible for maintaining the confidentiality of the password that you choose to access and use the Site ("Account"). Subject to applicable law, you agree to be liable for all uses of your Account whether or not actually authorized by you, including but not limited to uses of your Account to submit questions at the Site or to answer questions through the Site. This means that you should not supply your password to anyone who is not authorized to take actions for you.

4. Privacy
    arthavidhya.com may use your email address for the purposes it considers and deems fit. Information about you may be used by arthavidhya.com for the purposes it considers and deems fit.

5. License to Use the Site
    arthavidhya.com hereby grants you a limited, non-transferable license to access and use the Site and Content solely for your personal, non-commercial purposes. Except for the license in this Section 6, arthavidhya.com retains all right, title, and interest in and to the Site and Content. Subject to applicable law, arthavidhya.com reserves the right to suspend or deny, at its sole discretion, your access to all or any portion of the Site with or without notice. You may not access or use the Site or any portion of the Site if such access would violate any law. You may access and print copies of the web screens from this Site, including a copy of this Agreement, for your personal use. Except as provided in this Agreement, permission to reprint or electronically reproduce any Content in whole or in part for any other purpose is expressly prohibited, unless prior written consent is obtained from arthavidhya.com. You may contact us if you wish to obtain such consent. The Content on this Site is protected by copyright under both United States and foreign laws. All rights not expressly granted herein are reserved to arthavidhya.com and its licensors. The license in this Section 6 does not include permission to copy the design elements, "look and feel" or layout of this Site. Those elements are protected by law, such as trade dress, trademark, unfair competition, and other laws, and may not be copied or imitated in any manner. Subject to applicable law, arthavidhya.com reserves the right to revoke the above permission at any time and to suspend or deny, in its sole discretion, your access to all or any portion of the Site with or without notice. Except as expressly provided in this Agreement, neither arthavidhya.com nor any third party has conferred upon you by implication, estoppels, or otherwise, any license or right under any patent, copyright, trademark, trade secret or any other proprietary right.

6. Rules Relating Services
    If you use the services , you are solely responsible for communications posted by you or through your Account. You agree that violation of any of the following rules constitutes a material breach of this Agreement: Using the Service for any purpose in violation of local, state, national, or international laws; Providing false information on your registration form or impersonating any person; Posting material that infringes on the intellectual property rights of others or on the privacy or publicity rights of others; Posting or transmitting any information, data, text, files, links, software, chat, communication, or any other materials that are unlawful, harmful, threatening, abusive, invasive of another's privacy, harassing, defamatory, slanderous, vulgar, obscene, hateful, racist, embarrassing or otherwise objectionable to any other person or entity as determined by arthavidhya.com in its sole discretion; Posting or transmitting any unsanctioned advertising, promotional materials, or any other forms of unsanctioned solicitation, including, without limitation, "junk mail," "Spam," "chain letters," or any unsolicited mass distribution of email; Posting surveys, contests, or pyramid schemes; Posting improper questions or answers that are not related to the particular topic; Stalking, harassing, or otherwise harming others; Distributing viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer; Collecting or storing personal data about other users of the Site; Inducing, enticing, soliciting, recruiting, luring, or attempting to induce, entice, solicit, recruit, or lure users or Experts to another web site which, inarthavidhya.com reasonable determination, is a competitor of arthavidhya.com Engaging in any other conduct that inhibits any other person from using or enjoying the Q&A Service or the Site; Engaging in any other behaviour on the Site, which in arthavidhya.com sole discretion is unacceptable. arthavidhya.com may (but is not obligated) to remove Content for any reason, with or without notice to you, including without limitation Submissions (as defined below) that do not conform with the rules Service and terminate your access to the Site.

7. License to Submissions to the Site
    Should you provide this Site with information, including without limitation, postings , feedback, data, questions, comments or suggestions ("Submissions") those Submissions will be deemed not to be confidential. You grant arthavidhya.com a royalty-free, perpetual, irrevocable, world-wide license to use, copy, reproduce, create derivative works from, adapt, modify, publish, edit, translate, sell, distribute, transmit, transfer, publicly display, publicly perform, and display the Submissions without any limitation and in any media or any form now known or later developed. arthavidhya.com may sublicense these rights to third parties.

8. Copyright Infringement Notification & Other Reports
    arthavidhya.com relies on users of the Site to bring copyright violations to our attention. . If you are aware of infringing materials on the Site, please notify arthavidhya.com agent: support@arthavidhya.com

9. Your Representations & Warranties
    You represent and warrant for the benefit of arthavidhya.com and arthavidhya.com licensors, suppliers, and any third parties mentioned on the Site that: (a) you are at least 18 years of age or you have obtained verifiable parental consent to use this site; (b) you possess the legal right and ability to enter into and make the representations and warranties contained in this Agreement; (c) all information that you submit to us is true and accurate; (d) you will keep your registration information current; (e) you will be responsible for all use of your Account even if such use was conducted without your authority or permission (for example, and not by way of limitation, if an unauthorized third party submits or answers a question under your Account); (f) you will not use the Site for any purpose that is unlawful or prohibited by this Agreement (for example, and not by way of limitation, abiding by the Service Rules); and (g) all Submissions are owned by you and arthavidhya.com use of the Submissions does not infringe or violate the intellectual property or other rights of any third parties.

10. Indemnity
    You agree to defend, indemnify and hold harmless arthavidhya.com its members ,officers, directors, employees, agents, licensors, and suppliers, from and against all claims, actions or demands, liabilities, and settlements, including, without limitation, reasonable legal and accounting fees, arising in connection with your use of the Site or resulting from, or alleged to result from, your use of the Site or your violation of this Agreement.

11. Links to Third Party Sites
    As a convenience, we may provide links to third party web sites from the Site. arthavidhya.com is not responsible for and does not endorse the informational content or any products or services available on any third-party web site and does not make any representations regarding its content or accuracy. We do not control any third party web site, and we are not liable for any technological, legal or other consequences that arise out of your visit or transactions there. Your use of third party websites is at your own risk and subject to the terms and conditions of use for such sites. This means that we are not your agent and will not be a party to any contract you enter.